It cannot be denied that silver is not as valuable as gold. In times of crisis, you will be able to cash in on your gold chains but not on your silver jewelry. Pawnshops and dealers of pre-owned jewelry are more willing to accept gold pieces. They will only take in silver pieces if it is a vintage item or is made by a popular jewelry crafter.

  This should not stop you from buying sterling silver. For one, you can feel a lot safer walking down the street wearing sterling silver accessories than gold chains. Your chances of getting waylaid for your jewelry are lower if you are wearing silver than if you are wearing gold. Of course, this is not an excuse for you to wear too much when you are going out.

  With silver jewelry, you can stay fashionable however you want at a lower cost. At the same time, because silver is a lot less expensive than gold, you can still have a bit of money saved over to invest on gold jewelry.